Purchasing a Home in 2019 with a Jumbo Loan Those who wish to purchase an expensive, luxury home will need a special type of mortgage program to fund their purchase. This mortgage program is known as a jumbo loan. Jumbo loans are a non-conventional loan program so requirements for it depend on the mortgage lender. …
Jumbo Loans Program A buyer searching for an expensive property will need a special type of mortgage. This type of mortgage is called a jumbo loan. Jumbo loans split into two categories, conforming and non-conforming. Learn about jumbo loans in this article from our team of experts. What are jumbo loans? Jumbo loans are a …
Mortgages and Your Budget Creating and more importantly, following a budget helps you actively work towards accomplishing your goals. Following a budget offers a cascade of benefits such as revealing waste in your spending habits, which in turn allows you to redirect priorities, and form new habits to support your efforts to reach your goals. …
Tax season is over and soon tax returns will be issued. Kingston Mortgage professionals suggest putting that tax return towards a property regardless of what stage you are in your search for a home. Our experts go into further detail in this article. Down Payment A tax return can be added to a down payment …
2019 California Property Tax Property taxes are applied to all standing structures and buildings. It is one of the many mandatory responsibilities a homeowner assumes when they purchase a home. The deadline for paying property taxes without accruing penalties is tomorrow, Wednesday, April 10th. Keep in mind that the base penalty for missing this deadline …
Kingston Mortgage Explains Homeowners Association (HOA) When searching for their property, perspective homeowners will find that some developments have an HOA, or Homeowners Association. Although the organization is helpful overall, the HOA fees and how they can affect a budget can be a surprise to some home buyers. If you wish to learn about HOA, …
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Kingston Mortgage Explains Mello Roos When it comes to purchasing a new or recent home, perspective home-owners have many questions about Mello Roos. It is understandable considering the intricate nature of Mello Roos. Kingston Mortgage professionals took the time to explain every aspect of Mello Roos. We hope you find it helpful. What is Mello …
Kingston Mortgage Explains Refinancing Services After some time making monthly mortgage payments, some homeowners may start researching refinancing options. Their goals may include lowering interest rates and mortgage payments. Or they may be interested in receiving cash or consolidating their debts. If you wish to learn more about possible refinancing options, either contact Kingston Mortgage …
Kingston Mortgage Explains Refinancing Refinancing can be a useful tool to lower monthly payments, but only when done properly. Refinancing is not always the right solution for every situation. Read through this article by Kingston Mortgage experts to learn in detail about how refinancing can affect you and your situation. Should I Refinance? Choosing to …
Kingston Mortgage Explains Escrow Accounts One of our core beliefs here at Kingston Mortgage is to share our knowledge and expertise on the home buying process whenever possible. Based off some of the inquiries we receive, escrow accounts are just as confusing as escrow. Please take a look at our article to learn more about …