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Mortgages and Your Budget

Mortgages and Your Budget Creating and more importantly, following a budget helps you actively work towards accomplishing your goals. Following a budget offers a cascade of benefits such as revealing waste in your spending habits, which in turn allows you to redirect priorities, and form new habits to support your efforts to reach your goals. …

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2019 California Property Tax

2019 California Property Tax Property taxes are applied to all standing structures and buildings. It is one of the many mandatory responsibilities a homeowner assumes when they purchase a home. The deadline for paying property taxes without accruing penalties is tomorrow, Wednesday, April 10th. Keep in mind that the base penalty for missing this deadline …

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Kingston Mortgage Explains Homeowners Association (HOA)

Kingston Mortgage Explains Homeowners Association (HOA) When searching for their property, perspective homeowners will find that some developments have an HOA, or Homeowners Association. Although the organization is helpful overall, the HOA fees and how they can affect a budget can be a surprise to some home buyers. If you wish to learn about HOA, …

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Kingston Mortgage Explains Refinancing Services

Kingston Mortgage Explains Refinancing Services After some time making monthly mortgage payments, some homeowners may start researching refinancing options. Their goals may include lowering interest rates and mortgage payments. Or they may be interested in receiving cash or consolidating their debts. If you wish to learn more about possible refinancing options, either contact Kingston Mortgage …

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How Does Escrow Work?

Kingston Mortgage Explains Escrow As you come close to the end of the home buying process, you will go through escrow. Escrow occurs after the seller selects an offer, but before the sale is finalized. Kingston Mortgage experts hope our article will clarify any questions regarding escrow. What is Escrow? Escrow is a process where …

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Home Inspection Done Right

Home Inspection Home inspection is an important on the journey to owning your own home. Although optional, a home inspection is an important and valuable tool for the home buyer because it will inform you of any large and expensive repairs before you purchase the house. What is a Home Inspection? A home inspection is …

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